Many credit cards exist. However, none of the credit cards are as good as the old navy credit card. The old navy credit card is known to be very important. This is why a lot of people get into the old navy credit card login. Plus, the old navy gift card balance is also important. Therefore, keeping track of the old navy credit card payment is important.
About The Old Navy Credit Card
The Old Navy Credit card is defined as a reward-based card that earns points for every purchase made by the Gap family of brands. The company has also launched a Visa variant of this credit card. This goes into allowing customers to use it at any retail store for old navy hours.
This is because at old navy credit card payment, every dollar you spend at the retail stores listed above, you will get around 5 redeemable points. Once you have collected enough points, you can redeem them for in-store purchases at Gap Inc.
What Happens If You But More From The Oldnavy Credit Card?
The more one gets into using the old navy payment by using the Old Navy credit cards, and the higher the reward points you will earn and the more you can use it for the rewards. For example, customers who cross 5000 reward points will become eligible for a card upgrade. This upgrade is known to come with additional perks. This includes free shipping for certain Old Navy products.
Key Features Of The Old Navy Credit Card
Below are some of the features that are important regarding the old navy card login credit card. Thus, know all about it in extreme detail:
- For every dollar spent at the Gap Inc. brands, you will be eligible for 5 points.
- Get $5 for 500 points.
- Get access to the latest reward programs.
- Be the first one to get access to the popular sales.
- Zero fraud liability.
- Zero annual fee.
- Additional benefits for those who have reached 5000 points.
- Use the visa variant of the card to earn 1 point per dollar spent at just about any retail store.
Types Of Old Navy Credit Card
The old navy company has brought out a lot of cards, and the best part is that each of these credit cards has a different specialty in detail. Thus, to know all about it in super detail, get into knowing each one of the credit card types present in Old Navy:
The Standard Card
New members who are known to shop regularly from the Gap Inc store can sign up for the standard card. They can also start to collect points with every purchase. Thus, you should note that these cards can be used at the Gap Inc stores only.
Visa Credit Card
You can also sign up for either the standard cards or the visa card. Whatever it is that looks suitable to you can be done. The Visa card is thoroughly designed to be used across all stores that accept visa cards. This means that you can use the card at every store without any restrictions. Please take care that a Visa card makes an individual earn only 1 point per dollar.
Navylist Cards
This is known to be the upgraded version of the standard credit card. Therefore, for this you need to earn 5000 points on your standard credit card. This is important for you to become eligible for an upgrade to the Navylist card.
Plus, it works the same way as any standard credit card. However, you should get a few additional rewards. This can include 20% extra points every quarter. Thus, use the code “NAVYLIST” to become eligible for free shipping for online purchases at the Gap family of brands. You need to re-qualify for the card every year.
How Can An Individual Apply For Old Navy Credit Card?
New members can effectively apply for old navy credit cards from the official website. The company offers around 20% off on purchases at Gap Inc for new users. Once the credit card is approved, you will get the old navy credit cards login details.
This is important as you can use it for checking your account balance, current points, redeemable points, and the latest offers. You need to note that you must have a good credit score. This should be preferably above 670 to be approved for the Old Navy credit cards.
Pros
- 5 points for $1 for purchases at Gap Inc Stores.
- Great product for those who shop regularly from Gap Inc. stores.
- No annual fee.
- Zero fraud liability.
- Options available for upgrading the credit card.
Cons
- You can only redeem the points at the Gap Store.
- A foreign transaction fee of 3% is applicable.
- 25.99% APR with no introductory offer.
What Are Some Of The Things You Should Know About Old Navy Credit Card?
Below are some of the things that you must know regarding old navy credit cards. Old navy credit cards are very reliable. A lot of people use them. Therefore, to know more about it, read some of the points given below:
You Will Earn Rewards At Gap Inc. Stores And Anywhere Mastercard Is Accepted
With the Navyist Rewards Mastercard® Credit Card, one can earn:
- 5 points for every $1 spent at Gap Inc. brands in-store and online.
- 1 point for every $1 spent at other merchants that accept Mastercard.
Among the Gap Inc. retailers where you can earn 5 points per dollar: Old Navy, Gap, Banana Republic, Athleta, Gap Factory and Banana Republic Factory.
Rewards can be redeemed only at Gap Inc. brands
The rewards that one earns with the Navyist Rewards Mastercard® Credit Card aren’t the most flexible. This is because they can be applied only toward store purchases (not cash back) at the brands listed above.
Therefore, if you want more flexible rewards, consider general cash-back credit cards. This will let you spend your rewards wherever you like. Or, consider our best rewards credit cards.
You’ll get a solid sign-up bonus
On top of the ongoing rewards, the Navyist Rewards Mastercard® Credit Card comes with some valuable perks. This is exclusively for new cardholders. You can save 20% on your first purchase at Old Navy.
This can be done as long as you make the purchase within 14 days of opening your account. Through January 2023, you will also earn 5 points per $1 spent on every purchase. This can be done up from the usual 1 point per $1 on purchases made outside of Gap brands.
Having an Icon status comes with plenty of pros
Cardholders can reach an elite Icon status by earning 5,000 points in a calendar year. This status grant will give access to the following:
- A quarterly bonus of 500 points.
- Free two- to three-day shipping with a purchase of $50 or more.
- Free basic alteration on qualifying Banana Republic purchases.
- A choose-your-own-sale day.
Keep an eye on fees and APR
The Navyist Rewards Mastercard® Credit Card has a $0 annual fee. However, you will not get an introductory interest-free period. The ongoing APR is 34.49% Variable. This, in itself, means that if you aren’t paying off your card every month, you could rack up some hefty charges.
Conclusion
Thus, this is all you should know about the old navy credit card. This is very useful. Therefore, get into knowing it thoroughly and then, start to apply in old navy credit cards if you want to.
FAQs
What is an old navy credit card?
Ans: Old navy credit cards are defined as reward-based cards that earn points for every purchase made by the Gap family of brands. The company has also launched a Visa variant of this credit card. This goes into allowing customers to use it at any retail store for old navy hours.
What are the key features of old navy credit cards?
Ans: The features are as follows:
- For every dollar spent at the Gap Inc. brands, you will be eligible for 5 points.
- Get $5 for 500 points.
- Get access to the latest reward programs.
- Be the first one to get access to the popular sales.
- Zero fraud liability.
- Zero annual fee.
- Additional benefits for those who have reached 5000 points.
- Use the visa variant of the card to earn 1 point per dollar spent at just about any retail store.
What are the advantages of old navy credit cards?
Ans: The advantages are as follows:
- 5 points for $1 for purchases at Gap Inc Stores.
- Great product for those who shop regularly from Gap Inc stores.
- No annual fee.
- Zero fraud liability.
- Options available for upgrading the credit card.
What are the disadvantages of old navy credit cards?
Ans: The disadvantages of old navy credit cards are:
- You can only redeem the points at the Gap Store.
- A foreign transaction fee of 3% is applicable.
- 25.99% APR with no introductory offer.
