Net banking is also known as online banking. ICICI Net Banking is a self-service digital platform for customers provided by the bank. In this article, we will learn more about features and a few other interesting aspects.
Features and Services Offered by ICICI Net Banking
There is a huge array of services that you can avail of as a customer. From transferring funds to paying bills, there is a lot you can do with the help of net banking services. The number of services offered by the banks exceeds 300. There is a widget mode shortcut that will allow you to access your favorite service, which is accessed by the user as per his preference.
What Does the Bank Widget Offer?
When you access the widget, you will get a consolidated status of the user’s bank account and loans on credit cards. With the help of the widget, you can also view your account and carry out fund transfers.
-
Dashboard Features–
These include the following features:
-
- Payment summary that can be viewed on the calendar
- Viewing liabilities and assets
- Pre-qualified orders
- Credit cards
- Demat accounts
- Branch wise summary
- Account Summary
- Operative accounts
- Password alerts
- Loan accounts
- Quick pay
- Transaction just completed
- Operative accounts
- Investment insights
-
Transfer of Funds—
For ICICI corporate net banking, the amount per transaction for every user must not be more than five lakhs, provided you are a non-company user.
- The bank will let you transfer funds from your account to another bank account. You can use RTGS, IMPS, or NEFT to do the same. Cardless withdrawals are also allowed through ICICI net banking.
-
Deposits–
You can set up fixed or recurring accounts, retrieve FD advice, open PPF accounts, and enjoy other ancillary services. Other services include the following:
- With the help of ICICI net banking, you can apply for different government schemes as a user, provided the bank is an authorized partner. The schemes include the Atal Pension Yojana, the Pradhan Mantri Suraksha Bima Yojana, and the Pradhan Mantri Jeevan Jyoti Bima Yojana.
- A user can also link several bank accounts, including prudential, motor, and bank health policies.
- The ICICI net banking facility allows you to pay your taxes to the government, whether direct or indirect, carry out e-filing returns, and view your TDS certificate.
- Aside from the above, I will view the TDS certificate, generate a 3D Secure PIN, view bank statements, and set auto debit in place.
In addition to the ICICI net banking services above, the bank’s website offers e-locker facilities, quick shopping, forex services, gift cards, and the ability to register digital signature certificates.
